Loans
Loan Rates are newly reduced, call us for a quote at (208) 245-4231
Lending Services- Competitive Rate Loans for Almost Any Purpose
The credit union makes loans for almost any purpose: cars, recreational vehicles, mobile homes, home improvements, etc. Considering new vehicle, 4-wheeler or RV? There has never been a more affordable time to get a loan.
We offer a variety of loans
We also offer:
- Please contact our office directly if you have questions about real estate loans
- Automatic Payment of Loans by Transfer From Shares
- Loans Made by Mail
Student Loans
We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*
ISL Education Lending offers:
- Loans for college students.
- A loan option for parents and family members who wish to borrow on behalf of a college student.
- Multiple student loan refinance options.
In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
Learn more about ISL Education Lending’s offerings on their website.
Please note:
- All loans offered by ISL Education Lending are subject to credit approval.
- Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
*St. Joe Valley Credit Union is compensated by ISL Education Lending for the referral of student loan customers.
Our application process is quick and easy, Apply online or stop by our office for your financing needs!
All loans are approved by a loan officer or by the credit committee. It should be understood that the money you borrow belongs to your fellow members and you have a high moral obligation and legal duty to repay your loan as promised. A minimum $100 deposit in savings is required.
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